Volume 18, Issue 3 September 2022

Monetary Policy and Regional House-Price Appreciation

Abstract

This paper examines the link between monetary policy and house-price appreciation by exploiting the fact that monetary policy is set at the national level, but the relative stance of policy can differ across U.S. states. This difference provides an exogenous source of variation to assess the effect of monetary policy on state-level housing prices. Monetary policy has an economically meaningful effect on state-level house-price growth - an effect that is nearly three times as large during the early 2000s housing boom as in non-boom years.

Authors

  • Daniel Cooper
  • María José Luengo-Prado
  • Giovanni P. Olivei

JEL codes

  • E52
  • E58
  • E43
  • R31

Other papers in this issue

Jose M. Berrospide and Ralf R. Meisenzahl

Claudio Borio and Piti Disyatat and Mikael Juselius and Phurichai Rungcharoenkitkul

Eli Remolona and James Yetman

Andrea Linarello and Andrea Petrella and Enrico Sette

Michele Ca' Zorzi and Adam Cap and Andrej Mijakovic and Michal Rubaszek