Volume 18, Issue 3 September 2022

Confidence Cycles and Liquidity Hoarding

Abstract

Market confidence has proved to be an important factor during past economic crises. In this paper, I incorporate a model of the interbank market into a DSGE model, with the volume of lending depending on market confidence. I conduct an exercise to mimic some central bank policies: provision of liquidity and reduction of the reserve rate. My results indicate that policy actions have a limited effect on the supply of credit if they fail to influence agents' expectations. A low reserve rate policy worsens recessions due to its negative impacts on bank revenues.

Authors

  • Volha Audzei

JEL codes

  • E58
  • E65
  • E71
  • G01

Other papers in this issue

Claudio Borio and Piti Disyatat and Mikael Juselius and Phurichai Rungcharoenkitkul

Eli Remolona and James Yetman

Andrea Linarello and Andrea Petrella and Enrico Sette

Daniel Cooper and María José Luengo-Prado and Giovanni P. Olivei

Michele Ca' Zorzi and Adam Cap and Andrej Mijakovic and Michal Rubaszek

Jose M. Berrospide and Ralf R. Meisenzahl