Volume 9, Issue 1 March 2013

The Impact of Policy Initiatives on Credit Spreads during the 2007-09 Financial Crisis

Abstract

This paper assesses the impact of the various "unconventional" U.S. Federal Reserve policies and fiscal policies, introduced during the 2007-09 financial crisis period, on credit market spreads. I also examine the impact of the "conventional" monetary policy stance, defined as the difference between the effective federal funds rate and the rate implied by a Taylor rule. Examining policies initiated between July 2007 and January 2009, I find that fiscal policy announcements did not, in general, reduce market spreads. I also find that while the multitude of "unconventional" monetary policy initiatives were effective in reducing market spreads, the effects were relatively modest. Finally, increases in the Taylor-rule residual are associated with an increase in credit market spreads.

Authors

  • Alan M. Rai

JEL codes

  • E52
  • E58
  • E63
  • G12
  • G14