Volume 19, Issue 5 December 2023

Demographic Shifts, Macroprudential Policies, and House Prices

Abstract

We investigate how recent demographic changes— population aging and the rising number of single-person households—affect disaggregated house prices in Korea. Our analysis yields three key findings based on a unique data set, including various house price indices and macroprudential policy variables at the district level. First, house prices increase in districts with high old-age dependency ratios, suggesting that aging is unlikely to drive them down. Second, house prices fall in districts with a high proportion of single-person households. Third, the effect of heterogeneous demographic groups on house prices differs according to the macroprudential policy measures. Overall, the evidence suggests that demographic shifts are an essential factor for explaining house price dynamics.

Authors

  • Jieun Lee
  • Hosung Jung

JEL codes

  • E58
  • G12
  • J11

Other papers in this issue

Iñaki Aldasoro and Stefan Avdjiev and Claudio Borio and Piti Disyatat

Takuji Kawamoto and Taichi Matsuda and Koji Takahashi and Yoichiro Tamanyu

Stijn Claessens and Giulio Cornelli and Leonardo Gambacorta and Francesco Manaresi and Yasushi Shiina

Enisse Kharroubi and Christian Upper and Fabrizio Zampolli and Claudio Borio

Iñaki Aldasoro and Leonardo Gambacorta and Paolo Giudici and Thomas Leach

Takahiro Hattori and Jiro Yoshida