Volume 13, Issue 3 September 2017

Leaning Against the Wind When Credit Bites Back

Abstract

This paper analyzes the cost-benefit trade-off of leaning against the wind (LAW) in monetary policy. Our starting point is a New Keynesian regime-switching model where the economy can be in a normal state or in a crisis state. The setup enables us to weigh benefits against costs for different systematic LAW policies. We find that the benefits of LAW in terms of a lower frequency of severe financial recessions exceed costs in terms of higher volatility in normal times when the severity of a crisis is endogenous (when "credit bites back"). Our qualitative results are robust to alternative specifications for the probability of a crisis. Our results hinge on the endogeneity of crisis severity. When the severity of a crisis is exogenous, we find that, if anything, it is optimal to lean with the wind.

Authors

  • Karsten R. Gerdrup
  • Frank Hansen
  • Tord Krogh

JEL codes

  • E12
  • E52
  • G01